At Litsa Credits Limited, ("we," "our," or "us") we are committed to ensuring transparency about how we use cookies and similar technologies on our website (www.litsacreditsltd.com). This Cookies Policy explains what cookies are, the types of cookies we use, their purpose, and how you can manage your preferences.
What Are Cookies?
Cookies are small text files stored on your device (computer, smartphone, tablet) by websites you visit. They are widely used to make websites work more efficiently, enhance user experiences, and provide information to website owners.
Types of Cookies Based on Duration
Cookies can be classified based on how long they remain on your device after they are set. This distinction helps clarify whether cookies are temporary or persistent in nature.
Session Cookies
These are temporary cookies that are stored on your device only for the duration of your visit to our website.
Key Features:
They are automatically deleted once you close your browser or end your session.
These cookies are typically used for essential functionality, such as managing your login status, enabling secure transactions, or remembering temporary selections during your visit.
They ensure that you can navigate smoothly across different pages on our site without losing your session information.
Example: A cookie that keeps you logged in as you browse through the website’s various pages.
Persistent Cookies
These cookies remain on your device for a defined period or until you manually delete them, even after you close your browser.
Key Features:
They are used to remember your preferences and settings across multiple visits, providing a more personalized and consistent experience.
Persistent cookies are also used for analytics, advertising, and performance tracking purposes.
The expiration duration of these cookies can range from a few days to several months or years, depending on their purpose and the settings defined by the cookie provider.
Example: A cookie that remembers your language preference or tracks your interactions to provide personalized recommendations.
Why This Matters
Understanding the duration of cookies allows you to make informed decisions about their management.
Session Cookies: Ideal for short-term needs and enhanced security.
Persistent Cookies: Useful for improving convenience and personalization over time.
You can control the duration of cookies through your browser settings or by adjusting your preferences in our Cookie Consent Banner.
Types of Cookies Based on Origin
Cookies can be categorized based on their origin, i.e., where they are set and managed. Understanding this distinction helps clarify who is responsible for the data collected by the cookies and how they are used.
First-Party Cookies
These cookies are set directly by our website when you visit our website.
Key Features:
They are essential for the core functionality of our website.
These cookies allow us to remember your preferences, manage secure logins, and enhance your browsing experience.
The data collected by these cookies is controlled solely by Litsa Credit Ltd., ensuring greater privacy and security for our users.
Example: A cookie that remembers your language preference or tracks your session ID for secure login purposes.
Third-Party Cookies
These cookies are set by external domains that are not directly managed by Litsa Credit Ltd. They are typically integrated into our website through third-party tools or services, such as analytics or advertising platforms.
Key Features:
Third-party cookies are used to analyze website traffic, track user interactions, or deliver targeted advertisements.
These cookies enable external providers to collect data about your browsing activities on our website and other websites you visit.
The data collected is controlled by the third-party provider, and their privacy policies govern its usage.
Examples:
Google Analytics cookies: Used to track how users interact with our website, such as pages visited, time spent, and bounce rates.
Facebook Pixel cookies: Enable personalized advertising based on your activity on our website and other sites.
By combining first-party and third-party cookies, we can deliver a seamless and personalized user experience while leveraging analytical insights to improve our services. You can manage your preferences for both types of cookies through our Cookie Consent Banner or your browser settings.
Why We Use Cookies
We use cookies to:
Ensure our website functions correctly and securely.
Improve website performance and enhance your user experience.
Analyze traffic and visitor behavior to refine our services.
Deliver personalized content, offers, and advertisements.
Types of Cookies We Use
3.1. Strictly Necessary Cookies
These cookies are essential for the operation of our website. They enable functionalities such as:
Logging into secure areas.
Preventing fraudulent activity.
Ensuring data privacy and security.
Examples include:
Authentication tokens.
Load balancing cookies to manage server traffic.
Note: You cannot disable these cookies as they are critical for website functionality.
3.2. Performance and Analytics Cookies
These cookies collect data about how visitors interact with our website, such as:
Most visited pages.
Time spent on pages.
Errors encountered.
The purpose of these cookies is to improve the performance and usability of our website. Examples of the providers of performance and analytics cookies include Google Analytics and Hotjar (session recordings and heatmaps).
3.3. Functional Cookies
These cookies allow the website to remember your preferences and provide enhanced functionality, such as:
Remembering your language and region.
Saving login credentials.
Customizing your user experience.
Examples include:
Cookie for storing font size preferences.
Cookie to remember your last login session.
3.4. Advertising and Targeting Cookies
These cookies track your browsing habits to:
Show relevant advertisements.
Measure the effectiveness of advertising campaigns.
Build a profile of your interests for personalized content delivery.
Example of Providers of these cookies are:
Google Ads.
Facebook Pixel.
3.5. Social Media Cookies
These cookies enable interaction with social media platforms, such as:
Sharing content on Facebook, Twitter, or LinkedIn.
Logging into our website using social media accounts.
Examples:
Facebook Like Button cookie.
LinkedIn tracking pixel.
Cookies We Use
Below is a detailed list of the cookies we use on our website:
Third-Party Cookies
We work with third parties to enhance functionality, monitor performance, and deliver targeted advertising. These third-party providers may set cookies on your device.
Third-Party Services Used:
Google Analytics: Tracks user interactions for website analytics.
Facebook Pixel: Provides targeted advertisements and audience measurement.
Cloudflare: Ensures website security and performance.
For information on how third parties use your data, refer to their respective privacy and cookies policies.
Managing Your Cookie Preferences
You can manage your cookie preferences in the following ways:
6.1. Website Cookie Banner
When you visit our website, a cookie banner appears, allowing you to:
Accept all cookies.
Customize your preferences.
Reject non-essential cookies.
You can revisit your preferences at any time by clicking the "Manage Cookies" link at the bottom of our website.
6.2. Browser Settings
You can manage or disable cookies through your browser settings:
Chrome: Go to Settings > Privacy and Security > Cookies and other site data.
Firefox: Go to Preferences > Privacy > Cookies.
Safari: Go to Preferences > Privacy > Cookies and website data.
6.3. Opting Out of Targeted Advertising
You can opt out of targeted advertising through:
Note: Disabling cookies may affect certain features and functionalities of our website.
Data Security and Retention
We implement robust security measures to ensure cookies are stored securely. Data collected through cookies is retained only as long as necessary for the purpose outlined in this policy.
Changes to This Cookies Policy
We may update this Cookies Policy periodically to reflect changes in technology, laws, or our practices. The updated version will be posted on our website with the "Last Updated" date.
9. Contact Us
If you have any questions or concerns about this Cookies Policy or how we use cookies, contact us at:
data@litsacreditsltd.com
Litsa Credit Limited